Research

Click on the following resources for information:

• NC Foreclosure Data (Courtesy of the Administrative Office of the Courts)
• NC Foreclosure Starts Per County & Counseling Agencies
• NC Foreclosure Starts Hotspots
• RealtyTrac

Latest Foreclosure Maps

State maps:

• NC Foreclosure Starts
• NC Percentage Change of Foreclosure Starts

Reports and Papers

• Report to General Assembly regarding The Emergency Program to Reduce Foreclosures, Mark E. Pearce, N.C. Deputy Commissioner Of Banks May 1, 2009 PDF document
• NC Mortgage Market Update, Mark E. Pearce, N.C. Deputy Commissioner Of Banks March 10,2009 PDF document
• Report to Joint Legislative Commission on Governmental Operations regarding The Emergency Program to Reduce Foreclosures, Mark E. Pearce, N.C. Deputy Commissioner Of Banks February 13, 2009 PDF document
• Rising Foreclosures in North Carolina, Mark E. Pearce, N.C. Deputy Commissioner Of Banks January 23, 2008 PDF document
• Knowledge Plex
• Center for Responsible Lending:
  • Subprime Spillover
  • Subprime Lending is a Drain on Home Ownership
  • Losing Ground: Foreclosures in the Subprime Market and Their Cost to Homeowners
  • A Snapshot of the Subprime Market PDF document

Legal

• North Carolina Legislation
  • SENATE BILL 974: An Act to Enact the Consumer Economic Protection Act of 2009
  • HOUSE BILL 2623: Emergency Foreclosure Reduction Program
  • HOUSE BILL 2188: Earlier Notification of Mortgage Servicer Fee
  • HOUSE BILL 2463: Regulate Mortgage Servicers
  • HOUSE BILL 313: Identifying Loan Originator on Deed of Trust
  • HOUSE BILL 817: Residential Mortgage Fraud Act
  • HOUSE BILL 947: NC Foreclosure / Landlord Tenant Laws
  • HOUSE BILL 1374: Protect Homeowners / Reduce Foreclosure
  • HOUSE BILL 1817: Protect Consumers – Covered Laws
  • SENATE BILL 197: Remove Sunset / Debt Management for Consumers
• Federal Legislation
  • Homeowner Affordability and Stability Plan

  • Statement by Secretary Henry M. Paulson, Jr. at Press Conference to Announce Framework to Help Preserve Communities by Preventing Foreclosure: http://www.treasury.gov/press/releases/hp716.htm

News

• New Mortgage Rules to Reduce Foreclosures Approved by Rules Review Commission
  April 22, 2010
  Rules 04 NCAC 03M .0702 and .0703 PDF documents
• 3,000 Foreclosures Prevented through State Home Foreclosure Prevention Program PDF document
  February 22, 2010
• 2,500 Foreclosures Prevented through State Program PDF document
  December 21, 2009
• 2,000 Foreclosures Prevented through State Program PDF document
  October 7, 2009
• N.C. Commissioner of Banks, Attorney General Roy Cooper and Partners Join Together to Fight Foreclosure in N.C. PDF document
  September 15, 2009
  NCCOB Fact Sheet PDF document
  Attorney General documents regarding scams: Fact Sheet 1 and Fact Sheet 2 PDF document
• Gov. Perdue Announces State Home Foreclosure Prevention Project Prevents More Than 1,000 Foreclosures in NC PDF document
  June 16, 2009

© 2008 NC Commissioner of Banks. All rights reserved.